Title Fraud Protection

What Is Title Fraud and Why Should You Care? 

Imagine waking up one day to discover your home has been sold or mortgaged without your knowledge. It sounds like something out of a movie, but title fraud is a very real and growing threat in Ontario. Fraudsters have become increasingly sophisticated at forging ID, faking ownership documents, and registering transactions that leave unsuspecting homeowners scrambling to undo the damage.

The worst part? It often happens silently. Many homeowners only discover they’ve been targeted when they receive notice of a mortgage they never signed or find out their name is no longer on the title of their own home.

A Legal Lock for Your Title 

At Counsel Direct, we believe your home should never be up for grabs. That’s why we’ve developed a Title Protection Package, a lawyer led solution designed to protect your property from fraud before it ever happens, and ensure you’re financially covered if it ever does.

Here’s how it works: First, we register a special legal protection called a title restriction on your property. This restriction prevents anyone even a sophisticated fraudster from registering a sale, mortgage, or any other dealing on your title without written permission from you (or someone you trust). It’s like adding a lock to your front door only this one protects your name on title.

Added Protection with Title Insurance 

But we don’t stop there. We also arrange for a homeowner title insurance policy, which offers financial protection in case of fraud, forgery, or identity theft. If someone does manage to slip through the system and cause damage, your policy helps cover the losses. That’s double coverage: one layer to prevent fraud, and another to protect you if the worst ever happens.

You stay the full legal owner of your property. Nothing changes about your control. There are no ongoing fees. Just a one-time legal setup that provides long-term peace of mind.

Who This Is For 

Whether you’re retired, frequently abroad, or simply someone who wants to secure what matters most—this is a smart, affordable step to take. Our legal team handles everything from start to finish, including preparing and registering the documents, coordinating the insurance, and making sure your protection is properly recorded with the Land Registry.

Let’s Keep Your Home Where It Belongs - In Your Name 

If you’re interested in learning more, we offer a free consultation to walk you through your options and answer any questions. It’s your home. Let’s keep it that way.